Prepare For The Unexpected With Critical Illness Insurance
No matter if you suffer from a heart attack, cancer, or another critical illness, you need to focus on your health and recovery. You can’t worry about your employment and how you will pay this month’s bills. To help you prepare for the unexpected, you need plans in place — you need a critical illness insurance plan.
When a critical illness occurs that causes you to miss work for recovery and treatment, you can’t worry about your finances. You will have basic living expenses to pay for, as well as the mountain of medical bills that will be piling up. You can’t carry a large financial burden into your recovery process. When you have this coverage, you can focus on your health and what is best for you, not how you will pay for the treatment and your daily living expenses.
With Critical Illness Coverage for federal employees, you can choose the coverage amount you need based on your specific situation and financial need. Some illnesses will require more extensive and costly treatment and you can rest assured knowing that you have the coverage needed no matter what trial you are forced to overcome. If you are diagnosed with a covered illness, you will receive the cash benefit associated with the condition, without any lengthy battles or legal struggles.
Benfits of Critical Illness Insurance
Not only does critical illness insurance help you pay for the treatment and recovery that you may desperately need, it also offers a plethora of additional benefits as well.
YOU DECIDE HOW TO USE THE CASH BENEFITS:
- Help protect your retirement, savings and 401K’s from being depleted during your illness
- Use the cash for travel if undergoing treatment in another location
- Cash benefits could be used to continue your rental/mortgage payments, or necessary home repairs
- The lump sum cash benefit can be used to help pay your family’s living expenses such as bills, electricity and gas.